By legal binding, all vehicles circulating in Lao PDR must have insurance to cover their victims in case of road accidents.
Whether you are the owner/driver of a vehicle such as tuk-tuk, a motorbike, a car, a pick-up or a truck with a very experienced and cautious drive, you may be involved in a traffic accident and there may be victims of bodily injuries or loss of life.
Allianz Insurance Laos Third Party Liability Motor Insurance cover your expense that may occur in the event of experiencing car accidents in addition to any resulting property damages or physical injuries or death.
Allianz Insurance Laos Third Party Liability Motor Insurance will reimburse to the other parties as follows:
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Detail of Coverage (in LAK)
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Compulsory (AB0)
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AB 1
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AB 2
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AB 3
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|---|---|---|---|---|
| 1. Bodily injury, Max. per accident | 101,400,000 | 250,000,000 | 500,000,000 | 750,000,000 |
| - Death, Max. per person | 12,000,000 | 25,000,000 | 35,000,000 | 50,000,000 |
| - Total Permanent Disability, Max. perperson |
12,000,000 |
25,000,000 | 35,000,000 | 50,000,000 |
|
- Medical Expenses, Max. per person |
1,800,000 |
2,500,000 |
3,500,000 |
5,000,000 |
| (of which Basi fee for hospitalization) | 100,000 | 160,000 | 200,000 | 500,000 |
| 2. Material Damages, Max. per accident | 5,200,000 | 17,500,000 | 50,000,000 | 50,000,000 |
| 3. Legal Defense, cover H, Max. per acciden | 150,000 | 150,000 | 150,000 | 150,000 |
